Why choose Dot Dot Loans?
Whether you are building a much better future or require help to just take the pressure down, we are able to assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, convenient and clear. And also by utilizing a direct loan provider instead than an agent, you are going to constantly understand whom you’re coping with.
Listed below are six reasons why you should make an application for certainly one of our loans that are long-term:
- Fair: the quantity we agree with in advance may be the quantity you will pay off. No shocks
- Versatile: you may not face penalty costs or added interest
- Fast: Apply in minutes and acquire your loan the day that is next authorized
- Friendly: Our customer that is UK-based service are often pleased to assist
- Accountable: we are controlled by the Financial Conduct Authority (FCA) and follow its strict tips on reasonable, safe and accountable financing
- Suggested: Our clients speed us ‘excellent’ from the separate consumer review web web site Trustpilot
Obtaining that loan can feel daunting. But with Dot Dot Loans, you should not search for a real location or proceed through an application process that is complicated. Individuals like our quick and service that is friendly and you also might too.
Is really a long-lasting personal bank loan right for me personally?
We wish one to feel confident in your decisions that are financial. While a long-term loan might have a lot of advantages, there are occasions when it may not be the smartest choice for you personally.
Short-term loans usually are more desirable in the event that you only require an inferior loan quantity. If you wish to substitute your automatic washer, solution your vehicle or restore your house insurance coverage, for instance. We provide short-term loans from ВЈ200 to ВЈ1000 to simply help cover smaller expenses.
Even though distributing the price of that loan over a longer time period can make your monthly repayments more affordable, they could be more costly overall if you get having to pay more in interest. However with Dot Dot Loans you are able to repay early at no extra expense.
Long-lasting loans can additionally ensure it is tricky to plan your personal future while you’ll nevertheless have to cover your repayments. Are you going to battle to pay for them in the event that you change jobs or go house? if you should be concerned about debt you will get free advice from National Debtline, StepChange or the cash guidance Service.
Do I be eligible for a Dot Dot loan that is long-term?
Whatever your position, you are able to submit an application for certainly one of our long-lasting loans that are personal:
- You are aged 21 or higher
- You reside the united kingdom and can provide us your target
- You are presently used
- You have got a valid email
- You’ve got bank debit and account card details
As with any lenders that are responsible we have our very own requirements to assist us provide loans our clients are able. We will have a look at your revenue, outgoings and credit rating before providing you a choice.
Exactly how much could I borrow?
It is possible to submit an application for a long-lasting loan with us from ВЈ1,500 to ВЈ4,000. We also offer short-term loans of ВЈ200 to ВЈ1,000 if you need a smaller amount.
Exactly just How will my repayments work?
We provide fixed payment regards to 18, 24, 36 and 48 months. The length of your loan will rely on just how much you intend to borrow. You can observe what’s available to you through our loan that is long-term calculator.
| Representative Example | |
|---|---|
| Amount | ВЈ2500 |
| Term | two years |
| Monthly repayments | ВЈ198.68 |
| Total quantity payable | ВЈ4,768.25 |
| interest | 71.1% p.a. (fixed) |
| APR | 99.9% |
We gather repayments immediately through Direct Debit, frequently across the date you can get paid. You can easily talk with us if you want to create a payment date that is different.
If you are concerned you could fall behind or miss a payment, we will make an effort to assist and produce a brand new plan. You may not face payment that is late but missed payments can impact your credit rating and also make it harder to have credit as time goes by.
What are the fees that are extra long-lasting loans?
We do not charge payment that is late, included interest or other things extra. No shocks.
What exactly is the attention price for a Dot Dot long-lasting loan?
Your rate of interest shall be fixed in advance depending on simply how much you borrow. Utilize our long-lasting loan calculator to see just what yours could possibly be.
Getting a long-lasting personal bank loan with a fixed rate of interest may be simpler to plan for than that loan by having a adjustable interest. The total amount you repay would be the exact same every month with a fixed price, however an adjustable rate means it could fall and rise.
Could I get a long-lasting loan with bad credit?
We are dedicated to lending responsibly, but it doesn’t suggest we anticipate you to definitely have credit score that is perfect. We are going to have a look at your circumstances all together before carefully deciding.
Exactly just just How quickly can I get my loan?
You are able to submit an application for a Dot Dot long-lasting loan in mins to get a solution immediately after. If you have been at first authorized certainly one of our agents will undoubtedly be in contact to talk about the next actions. We try to offer one last choice on the loan the second morning.
Make an application for a long-lasting unsecured loan with Dot Dot
A long-lasting loan could be exactly what you’ll want to move ahead together with your life. Make use of our long-lasting loan calculator to produce the best loan for you personally, then pick ‘Apply now’ to go on to your protected online application.
Once you have submitted the application, we will get in touch as quickly as possible to offer our choice.
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