Loans, Credit Lines and Overdraft Protection

Loans, Credit Lines and Overdraft Protection

Pick from our borrowing choices

A versatile option to borrow

  • Make use of it for house renovations or making big purchases
  • Borrow between $5000 – $50,000
  • Apply as soon as for a borrowing limit as possible continue steadily to use and re-use having a repayment that is flexible 1

Unsecured Loans

Borrow just the thing you need now, for just what you would like

  • Utilize it for big acquisitions or debt that is consolidating
  • Borrow between $5000-$50,000
  • We’ll assistance develop a payment routine that fits your allowance

Scholar Credit Line

A way that is flexible fund your college costs

  • Pay money for costs such as for example tuition, publications and residing at competitive rates of interest
  • Apply when for a credit limit that one may continue steadily to utilize and re-use 1 whilst in college 2
  • Interest-only payments that are monthly in college as well as for two years when you leave school

Month-to-month Plan Overdraft Protection

A back-up for the every day deals

  • Perfect for those people who have many shortfalls that are monthly their chequing account
  • Avoid declined deals, belated bill re payment fees or NSF charges for $4 every month plus 21% interest each year on overdrawn quantity
  • Provides protection between $300 – $5000

Pay While You Go Overdraft Protection

Prepare yourself to handle the unanticipated ( perhaps Not available on records in Quebec)

  • Perfect for those that have only periodic significance of overdraft protection coverage
  • Avoid declined deals, belated bill re re payment costs or NSF charges for $5 per usage with at the most $5 each day plus 21% interest each year on overdrawn quantity
  • Provides protection between $300-$5000

TD Residence Equity FlexLine

Your property will be your most effective borrowing tool that is financial

  • Access your credit during your TD Access Card 3 cheques and EasyWeb on line banking
  • Apply as soon as for a borrowing limit that one can continue steadily to utilize and re-use 4
  • Finance purchases associated with house ownership, including house renovations and unanticipated house repairs

Dealership Car Loan

TD provides financing that is effective at dealerships across Canada

  • Obtain access to the total amount you may need for the vehicle, motorboat, marine or RV purchase
  • Enjoy usage of versatile funding, dealer programs and our trusted nationwide partnerships
  • Select from a set or adjustable rate of interest to meet your requirements

Private Sale Vehicle Loan

Make an application for an automobile loan that suits your financial allowance

  • Vehicle loans are offered for independently offered vehicles, SUVs, vehicles, vans or vehicles that are recreational
  • Choose from a set or adjustable price to work for you
  • We are going to allow you to produce a comfy repayment routine

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share restriction for the 12 months

  • Borrow as much as your RSP that is unused contribution for that 12 months
  • Select from a set or adjustable rate of interest to fit your need

TD CarryForward RSP Loan

Borrow now which means that your your your retirement cost cost cost savings may grow

  • Catch up on RSP efforts from previous years as much as $50,000
  • As much as 5-year terms available for fixed rate loans
  • As much as 10-year terms available for adjustable price Loans (term and amortization must match)

Investment Secured Credit Line

Make use of your qualified opportunities to secure a personal credit line

  • Borrow from $5,000 to $200,000
  • Apply when for loannow loans installment loans a credit line you could continue steadily to utilize and re-use with a versatile payment plan 1
  • Convenient usage of your credit during your TD Access Card 5 , cheques and EasyWeb on line banking

Find out more about Borrowing

Below are a few extra resources to help you even more comprehend your borrowing choices.

Know Loans and Credit Lines

Discover credit options for typical borrowing requirements like paying down debt, house renovation and much more.

Compare TD Loans & Credit Lines

Find out about the differences between that loan and a relative personal credit line.

Get and continue maintaining credit that is good

Find away what’s involved with getting credit, just how to keep your credit score healthy and much more.

Have to communicate with us directly?Contact us



With regards to borrowing needs – there’s no one size that fits all.

To assist you determine which lending that is financial could be suitable for you, maintain the after in your mind:

Are you experiencing a well-defined borrowing need with a specific objective – such as for example purchasing a vehicle, consolidating financial obligation or another expense that is major? Then financing may be a significantly better choice. It offers a swelling sum of cash at the start. It is possible to choose a set or variable interest rate… and choose your re re re payment regularity including regular to biweekly, semi-monthly or month-to-month.

If, having said that, you need the flexibleness to borrow for many different requirements, and never having to re-apply each time, then a personal credit line are a significantly better option – due to the fact funds as much as your available borrowing limit is there, once you want! And also you pay just interest about what you employ.

Talk to a TD agent for more information on which solution might be suitable for your borrowing needs!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. personal credit line Loan vs. uncover cash on ground

Loan vs. Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this video clip is actually for informational purposes just and could differ centered on specific circumstances.

Please talk with a TD banking expert regarding your particular requirements.

В® The TD logo design as well as other trade-marks would be the home regarding the Toronto-Dominion Bank.

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